Prearrangement offers many benefits, which include:

• Cost savings — Every year, the cost of funerals and burial or entombment rises. Prearrangement enables families to purchase their burial or entombment property and services at the current prices. The cost can be met out of current income and through payments.
• Preserves insurance for its intended purpose — Most people purchase life insurance to help their families adjust to the loss of income that death can cause. When insurance is used for final expenses, it reduces the amount of funds that the family has available to help with their living expenses.

• Couples/partners can make their choices together — When couples or partners make their selections together, it spares the surviving husband, wife or partner from making difficult decisions alone at one of the saddest times of his or her life.